Legal
Terms & Conditions
These Terms and Conditions govern your use of the websites and services operated by Insurance Service Holdings Pty Ltd and its subsidiaries. By accessing our websites or engaging our services, you agree to these terms.
1. About us
Insurance Service Holdings Pty Ltd (ABN 36 612 629 295, AFSL 491165) is an Australian company that holds an Australian Financial Services Licence. Our subsidiaries, Pocket Insurance Pty Ltd and Martin AR Network Pty Ltd, operate as Authorised Representatives under this licence.
2. Our services
ISH and its subsidiaries provide general insurance broking services and operate an Authorised Representative network. We are not a product issuer. All insurance products are issued by licenced insurers. Our role is to arrange appropriate insurance on your behalf.
3. General advice warning
Any advice provided by ISH or its subsidiaries is general in nature and does not take into account your personal objectives, financial situation, or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and read the relevant Product Disclosure Statement.
4. Limitations of liability
To the extent permitted by law, ISH and its subsidiaries are not liable for any loss or damage arising from reliance on information provided through our websites or services, except where such liability cannot be excluded under the Corporations Act 2001 or other applicable legislation.
5. Intellectual property
All content on our websites, including text, logos, graphics, and software, is the property of ISH or its licensors. You may not reproduce or distribute this content without our written permission.
6. Governing law
These terms are governed by the laws of New South Wales, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of New South Wales.
7. Changes to these terms
We may update these terms from time to time. Continued use of our services after any change constitutes acceptance of the updated terms.
8. Contact
Insurance Service Holdings Pty Ltd
Suite 1, Level 6, 171 Clarence St, Sydney NSW 2000
hello@insuranceservice.holdings